
*{box-sizing:border-box}html,body{margin:0;background:white;font-family:Arial,Helvetica,sans-serif}.mobile-site{display:none}.reference{display:block;width:100%;height:auto}.artboard{position:relative;width:min(100vw,1600px);margin:0 auto}.desktop-phone{position:absolute;left:82.1%;top:4.15%;width:16.7%;height:3.1%}.desktop-email{position:absolute;left:81%;top:1.35%;width:16%;height:1.8%}.bot{display:none!important}

.desktop-form{position:absolute;inset:0;pointer-events:none}
.desktop-form .f,.desktop-form .mort,.desktop-form .submit{pointer-events:auto;position:absolute}
.desktop-form .f{
  left:69.9%; width:27.1%; height:2.15%;
  border:1px solid #b9cfe7;border-radius:4px;background:rgba(255,255,255,.96);
  padding:0 .8%;font-size:clamp(10px,1vw,15px);color:#325a88
}
.desktop-form .name{top:18.55%}.desktop-form .phone{top:22.88%}.desktop-form .email{top:27.31%}.desktop-form .resort{top:31.72%}
.desktop-form .mort{top:36.36%;height:2.35%;width:12.8%}
.desktop-form .yes{left:69.8%}.desktop-form .no{left:84.2%}
.desktop-form .mort input{position:absolute;opacity:0}
.desktop-form .mort span{display:grid;place-items:center;width:100%;height:100%;border:1px solid #b9cfe7;border-radius:4px;background:#fff;color:#173f75;font-size:clamp(10px,1vw,15px)}
.desktop-form .mort input:checked+span{outline:2px solid #ef1017;color:#ef1017;font-weight:bold}
.desktop-form .submit{
  left:65.9%;top:40.0%;width:31.4%;height:3.15%;border:0;border-radius:4px;background:#ef1017;color:#fff;
  font-weight:800;font-size:clamp(11px,1.2vw,19px);cursor:pointer
}


.mobile-site{display:none}
@media(max-width:700px){
  .desktop-site{display:none!important}
  .mobile-site{display:block!important;width:100%;max-width:500px;margin:0 auto;background:#fff;color:#082f69;font-family:Arial,Helvetica,sans-serif;overflow:hidden}
  .m-exact-topbar,.m-exact-header,.m-exact-hero{position:relative;width:100%;overflow:hidden;background:#fff}
  .m-exact-topbar img{display:block;width:100%;height:auto}
  .m-exact-header img{display:block;width:100%;height:auto}
  .m-exact-hero img{display:block;width:100%;height:auto}
  .m-header-call{position:absolute;right:1.2%;top:16%;width:17%;height:43%}
  .m-form-section{background:#f4faff;padding:12px 14px}
  .m-form{position:relative!important;inset:auto!important;pointer-events:auto!important;background:#fff;border:1px solid #c6d9eb;border-radius:8px;box-shadow:0 5px 16px rgba(7,49,105,.16);padding:13px;color:#07336f}
  .m-form h2{text-align:center;margin:0;font-size:20px}.m-form h2 span{color:#ed111c}.m-form>p{text-align:center;margin:4px 0 10px;font-size:9px;line-height:1.25}.m-form>p b{color:#ed111c}
  .m-form>label{display:grid;grid-template-columns:22px 1fr;gap:4px;align-items:center;margin:5px 0}.m-form label i,.m-question i{font-style:normal;font-size:11px;font-weight:900}
  .m-form input:not([type=radio]){width:100%;height:32px;border:1px solid #b9cee3;border-radius:4px;background:#fff;padding:0 8px;color:#335c89;font-size:11px}
  .m-question{display:grid;grid-template-columns:22px 1fr;gap:4px;align-items:start;font-size:9px;line-height:1.15;margin:8px 0 5px}
  .m-choice-row{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-left:26px}.m-choice-row label{position:relative}.m-choice-row input{position:absolute;opacity:0}.m-choice-row span{display:grid;place-items:center;height:30px;border:1px solid #b9cee3;border-radius:4px;font-size:10px}.m-choice-row input:checked+span{outline:2px solid #ed111c;color:#ed111c;font-weight:900;background:#fff7f7}
  .m-form button{width:100%;height:38px;margin-top:10px;border:0;border-radius:4px;background:#ed111c;color:#fff;font-size:12px;font-weight:900}.m-secure{display:block;text-align:center;font-size:7.5px;margin-top:7px;color:#1b4f87}
  .m-trust{display:grid;grid-template-columns:repeat(4,1fr);background:linear-gradient(90deg,#062d68,#0a447e);color:#fff;padding:10px 3px}.m-trust div{text-align:center;border-right:1px solid rgba(255,255,255,.28);padding:1px 3px}.m-trust div:last-child{border:0}.m-trust span{display:block;font-size:17px}.m-trust b{display:block;font-size:6.2px;line-height:1.18;margin-top:3px}
  .m-legal-strip{background:#07336f;color:#fff;text-align:center;font-size:9px;font-weight:800;padding:7px 10px}
  .m-copy{padding:15px 17px}.m-copy h2{font-size:17px;line-height:1.08;margin:0 0 7px}.m-copy p{font-size:10px;line-height:1.35;margin:0}
  .m-how{text-align:center;padding:13px 10px 18px;border-top:1px solid #e3edf6}.m-how h2{margin:0;font-size:19px}.m-how>p{margin:2px 0 10px;font-size:8px}.m-steps{display:grid;grid-template-columns:repeat(3,1fr)}.m-steps article{padding:0 5px;border-right:1px solid #a9c1d9}.m-steps article:last-child{border:0}.m-steps i{display:inline-grid;place-items:center;width:23px;height:23px;border-radius:50%;background:#ed111c;color:#fff;font-style:normal;font-size:10px;font-weight:900}.m-steps span{font-size:20px}.m-steps b{display:block;font-size:7px;margin-top:4px}
  .m-bottom-cta{background:#07336f;color:#fff;padding:12px 14px;text-align:center;display:grid;gap:7px}.m-bottom-cta>b{font-size:11px}.m-bottom-cta a:first-of-type{background:#ed111c;border-radius:4px;padding:9px;font-size:15px;font-weight:900}.m-bottom-cta a:last-of-type{font-size:9px}

  .m-pro-footer{background:#fff;text-align:center;color:#07336f;padding:20px 18px 0;border-top:1px solid #dce8f3}
  .m-footer-brand{display:flex;flex-direction:column;align-items:center;line-height:.86;font-style:italic}
  .m-footer-brand b,.m-footer-brand strong{font-size:20px;letter-spacing:-.3px}
  .m-footer-brand strong{color:#ed111c}
  .m-footer-brand small{font-size:7px;font-weight:900;letter-spacing:.7px;margin-top:6px;font-style:normal}
  .m-footer-rule{width:54px;height:3px;background:#ed111c;border-radius:3px;margin:13px auto}
  .m-footer-contact{display:flex;justify-content:center;align-items:center;gap:14px;flex-wrap:wrap;font-size:9px;font-weight:800}
  .m-footer-contact a{color:#07336f}
  .m-pro-footer p{max-width:390px;margin:12px auto 15px;font-size:7.5px;line-height:1.45;color:#5a718b}
  .m-footer-copy{margin:0 -18px;background:#062a60;color:#fff;padding:10px 8px;font-size:7px}

  .m-section{padding:22px 18px;background:#fff}
  .m-section-kicker{text-align:center;color:#ed111c;font-size:8px;font-weight:900;letter-spacing:1.25px;margin-bottom:6px}
  .m-copy{border-top:1px solid #e3edf6}
  .m-copy h2{text-align:center;font-size:21px;line-height:1.08;margin:0 0 10px;color:#07336f}
  .m-copy p{max-width:420px;margin:0 auto;color:#49627f;font-size:11px;line-height:1.55;text-align:center}

  .m-how{background:#f8fbff;border-top:1px solid #e6eef6;border-bottom:1px solid #e6eef6}
  .m-how h2{text-align:center;margin:0;color:#07336f;font-size:22px}
  .m-how-sub{text-align:center;margin:4px 0 14px!important;font-size:9px!important;color:#5c718b}
  .m-steps-cards{display:grid;gap:10px}
  .m-steps-cards article{display:grid;grid-template-columns:58px 1fr;gap:12px;align-items:center;background:#fff;border:1px solid #d7e4ef;border-radius:10px;padding:13px;box-shadow:0 3px 10px rgba(7,51,111,.06)}
  .m-step-icon{position:relative;display:grid;place-items:center;width:50px;height:50px;border-radius:50%;background:#f5f9fd;border:1px solid #dce7f0;font-size:24px}
  .m-step-icon span{position:absolute;left:-5px;top:-6px;width:21px;height:21px;border-radius:50%;display:grid;place-items:center;background:#ed111c;color:#fff;font-size:9px;font-weight:900}
  .m-steps-cards b{display:block;color:#07336f;font-size:11px;line-height:1.2;margin-bottom:3px}
  .m-steps-cards small{display:block;color:#62768d;font-size:8.5px;line-height:1.4}

  .m-contact-card{margin:16px 14px 18px;padding:18px 14px 15px;background:linear-gradient(180deg,#f8fbff,#edf5fb);border:1px solid #c8daea;border-radius:12px;box-shadow:0 6px 18px rgba(7,49,105,.10);text-align:center}
  .m-contact-eyebrow{font-size:8px;font-weight:900;letter-spacing:1.2px;color:#ed111c}
  .m-contact-card h2{margin:5px 0 6px;font-size:16px;line-height:1.2;color:#07336f}
  .m-contact-card>p{margin:0 auto 12px;max-width:390px;font-size:9px;line-height:1.4;color:#5f7287}
  .m-contact-phone,.m-contact-email{display:grid;grid-template-columns:42px 1fr;align-items:center;text-align:left;gap:10px;border-radius:9px;text-decoration:none}
  .m-contact-phone{background:#ed111c;color:#fff;padding:11px 12px;box-shadow:0 3px 8px rgba(237,17,28,.18)}
  .m-contact-email{margin-top:8px;background:#fff;color:#07336f;border:1px solid #cbdceb;padding:10px 12px}
  .m-contact-icon{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.18);font-size:18px}
  .m-contact-email .m-contact-icon{background:#07336f;color:#fff}
  .m-contact-card a b{display:block;font-size:14px;line-height:1.1}
  .m-contact-card a small{display:block;margin-top:2px;font-size:8px;opacity:.92}

  .m-pro-footer{background:#062a60;color:#fff;text-align:center;padding:18px 16px 0;border-top:0}
  .m-footer-brand{display:flex;flex-direction:column;align-items:center;line-height:.86;font-style:italic}
  .m-footer-brand b,.m-footer-brand strong{font-size:19px;letter-spacing:-.2px;color:#fff}
  .m-footer-brand strong{color:#ed111c}
  .m-footer-brand small{font-size:7px;font-weight:900;letter-spacing:.8px;margin-top:6px;font-style:normal;color:#dbe8f4}
  .m-footer-trust{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin:16px 0 12px}
  .m-footer-trust div{padding:8px 4px;border-right:1px solid rgba(255,255,255,.18)}
  .m-footer-trust div:last-child{border-right:0}
  .m-footer-trust span{display:block;font-size:16px;margin-bottom:4px}
  .m-footer-trust b{display:block;font-size:6.7px;line-height:1.2;color:#fff}
  .m-pro-footer p{max-width:390px;margin:0 auto 13px;font-size:7px;line-height:1.45;color:#c7d7e7}
  .m-footer-copy{margin:0 -16px;background:#041f48;color:#dce7f2;padding:9px 8px;font-size:6.8px}
}


@media(max-width:700px){
  html,body{
    width:100%;
    margin:0;
    padding:0;
    overflow-x:hidden;
    background:#fff;
  }

  .desktop-site{display:none!important}
  .mobile-site{
    display:block!important;
    width:100%!important;
    max-width:480px!important;
    margin:0 auto!important;
    background:#fff!important;
    overflow:hidden!important;
    color:#082f69!important;
  }

  /* Exact approved mobile artwork, rendered at native responsive width */
  .m-exact-topbar,
  .m-exact-header,
  .m-exact-hero{
    width:100%!important;
    overflow:hidden!important;
    background:#fff!important;
  }
  .m-exact-topbar img,
  .m-exact-header img,
  .m-exact-hero img{
    display:block!important;
    width:100%!important;
    height:auto!important;
    image-rendering:auto!important;
  }

  /* Keep header phone area functional */
  .m-exact-header{position:relative!important}
  .m-header-call{
    position:absolute!important;
    right:1.2%!important;
    top:16%!important;
    width:17%!important;
    height:43%!important;
    z-index:3!important;
  }

  /* Traditional mobile form: full-width card with readable tap targets */
  .m-form-section{
    background:#f4faff!important;
    padding:16px 14px!important;
  }
  .m-form{
    background:#fff!important;
    border:1px solid #c6d9eb!important;
    border-radius:12px!important;
    box-shadow:0 6px 18px rgba(7,49,105,.14)!important;
    padding:16px!important;
  }
  .m-form h2{
    margin:0!important;
    text-align:center!important;
    font-size:24px!important;
    line-height:1.05!important;
  }
  .m-form>p{
    margin:7px 0 14px!important;
    text-align:center!important;
    font-size:12px!important;
    line-height:1.35!important;
  }
  .m-form>label{
    display:grid!important;
    grid-template-columns:28px 1fr!important;
    gap:7px!important;
    align-items:center!important;
    margin:9px 0!important;
  }
  .m-form label i,
  .m-question i{
    font-size:13px!important;
  }
  .m-form input:not([type=radio]){
    width:100%!important;
    height:46px!important;
    border:1px solid #b9cee3!important;
    border-radius:7px!important;
    padding:0 12px!important;
    font-size:16px!important;
  }
  .m-question{
    display:grid!important;
    grid-template-columns:28px 1fr!important;
    gap:7px!important;
    margin:12px 0 8px!important;
    font-size:12px!important;
    line-height:1.3!important;
  }
  .m-choice-row{
    display:grid!important;
    grid-template-columns:1fr 1fr!important;
    gap:10px!important;
    margin-left:35px!important;
  }
  .m-choice-row span{
    height:44px!important;
    font-size:14px!important;
    border-radius:7px!important;
  }
  .m-form button{
    width:100%!important;
    height:50px!important;
    margin-top:14px!important;
    border-radius:7px!important;
    font-size:15px!important;
  }
  .m-secure{
    margin-top:9px!important;
    font-size:10px!important;
    line-height:1.35!important;
  }

  /* Trust row becomes a traditional two-column mobile grid */
  .m-trust{
    display:grid!important;
    grid-template-columns:1fr 1fr!important;
    gap:0!important;
    padding:0!important;
  }
  .m-trust div{
    min-height:88px!important;
    display:flex!important;
    flex-direction:column!important;
    align-items:center!important;
    justify-content:center!important;
    padding:11px 8px!important;
    border-right:1px solid rgba(255,255,255,.25)!important;
    border-bottom:1px solid rgba(255,255,255,.25)!important;
  }
  .m-trust div:nth-child(2n){border-right:0!important}
  .m-trust span{font-size:24px!important}
  .m-trust b{font-size:9px!important;line-height:1.25!important}

  .m-legal-strip{
    padding:10px 14px!important;
    font-size:11px!important;
    line-height:1.35!important;
  }

  .m-copy{
    padding:24px 20px!important;
  }
  .m-copy h2{
    margin:0 0 10px!important;
    font-size:24px!important;
    line-height:1.08!important;
  }
  .m-copy p{
    margin:0!important;
    font-size:14px!important;
    line-height:1.55!important;
  }

  /* How It Works becomes stacked cards for easy phone reading */
  .m-how{
    padding:22px 16px 26px!important;
  }
  .m-how h2{font-size:25px!important}
  .m-how>p{font-size:11px!important;margin:5px 0 16px!important}
  .m-steps{
    display:grid!important;
    grid-template-columns:1fr!important;
    gap:10px!important;
  }
  .m-steps article{
    display:grid!important;
    grid-template-columns:42px 42px 1fr!important;
    align-items:center!important;
    gap:10px!important;
    min-height:78px!important;
    padding:12px!important;
    border:1px solid #d9e5ef!important;
    border-radius:10px!important;
    background:#fff!important;
    box-shadow:0 3px 10px rgba(7,49,105,.06)!important;
  }
  .m-steps article:last-child{border:1px solid #d9e5ef!important}
  .m-steps i{
    width:34px!important;
    height:34px!important;
    font-size:13px!important;
  }
  .m-steps span{font-size:26px!important}
  .m-steps b{
    margin:0!important;
    text-align:left!important;
    font-size:12px!important;
    line-height:1.3!important;
  }

  /* Preserve existing lower CTA/footer but improve phone spacing/readability */
  .m-bottom-cta,
  .m-contact-card,
  .m-pro-footer{
    width:100%!important;
  }
  .m-contact-card{
    margin-left:auto!important;
    margin-right:auto!important;
  }

  a,button,input,label{touch-action:manipulation}
}

